Our rates

Our rate structure consists of 3 components, the Interchange Fee, Scheme Fee and the Service Fee. We offer variable rates as standard, which means that your rates are not fixed and change regularly.

Interchange Fee

Interchange Fee icon

Costs that banks pay each other for the use of a debit card.

Scheme Fee

Scheme Fee icon

Rate for services that eg Mastercard and Visa provide when executing a transaction.

Service Fee

Service Fee icon

Costs for processing, security and reporting of the transaction.

Looking for certainty? Then choose fixed rates

The advantage is that the costs per transaction (in% and / or €) are always fixed. This offers you certainty.

View fixed rates overview

Receive payments in your store, restaurant, etc.


Receive payments from Dutch debit cards

Payment method Interchange Fee Scheme Fee Service Fee
Maestro accepteren

€ 0,01

€ 0,0303 + 0,013%

0,40%

V-pay accepteren

€ 0,01

€ 0,0082 + 0,015%

0,40%

 

Depending on the payment card

 

Payments receive debit cards from one of the SEPA countries

Payment method Interchange Fee Scheme Fee Service Fee
Maestro accepteren

0,20%

€ 0,0303 + 0,013%

0,40%

V-pay accepteren

0,20%

€ 0,0082 + 0,015%


0,40%
 

Depending on the payment card

 

Receive payments from debit cards from other countries

Payment method Interchange Fee Scheme Fee Service Fee
Maestro accepteren

0,65%

€ 0,055 + 0,613%

0,40%

V-pay accepteren

0,95%

€ 0,1075 + 0,465%

0,40%

 

Depending on the payment card

 

Receive credit card payments in your store, restaurant, etc.


Receive payments from credit cards from the Netherlands or the EU

Payment method Rate
American Express
 

1,90%
 

Payment method Interchange Fee Scheme Fee Service Fee
Mastercard accepteren

0,30%

€ 0,00312 + 0,056%

0,40%

Visa accepteren

0,30%

€ 0,0082 + 0,035%

0,40%

 

Depending on the payment card

 

Receive payments from credit cards from other countries 

Payment method Interchange Fee Scheme Fee Service Fee
Mastercard accepteren

1,10%

€ 0,055 + 0,706%

0,40%

Visa accepteren

1,10%

€ 0,1075 + 0,485%

0,40%

JCB accepteren

1,50%

€ 0,06  +  0,05%

0,40%

Union Pay accepteren 

1,50%

€ 0,01 + 0,012%

0,40%

Diners Club accepterenDiscover accepteren

1,50%

0,15%

0,40%

 

Depending on the payment card

Receive payments in your webshop

Receive payments from Dutch debit cards 

Payment method Rate
iDealiDEAL QR
 
€ 0,25
 
Payment method Interchange Fee Scheme Fee Service Fee
Maestro accepteren

€ 0,02

€ 0,0523 + 0,013%

0,60%

V-pay accepteren

€ 0,02

€ 0,0082 + 0,015%

0,60%

 

Depending on the payment card


 

Payments receive debit cards from one of the SEPA countries

Payment method Interchange Fee Scheme Fee Service Fee
Maestro accepteren 

0,20%

€ 0,0523 + 0,38%

0,60%

V-pay accepteren

0.20%

€ 0,0168 + 0,015%

0,60%

 

Depending on the payment card

 

Receive payments from debit cards from other countries

Payment method Interchange Fee Scheme Fee Service Fee
Maestro accepteren 

1,15%

€ 0,077 + 0,663%

0,60%

V-pay accepteren

1,15%

€ 0,1075 + 1,015%

0,60%

 

Depending on the payment card

 

Receive credit card payments in your webshop

 

Receiving payments from credit cards from the Netherlands

Payment method Interchange Fee Scheme Fee Service Fee
Mastercard accepteren 

0,30%

€ 0,00532 + 0,056%

0,60%

Visa accepteren

0,30%

€ 0,0082 + 0,056%

0,60%

 

Depending on the payment card

 

Receive payments from EU credit cards

Payment method Interchange Fee Scheme Fee Service Fee
Mastercard accepteren 

0,30%

€ 0,0532 + 0,081%

0,60%

Visa accepteren

0,30%

€ 0,0168 + 0,035%

0,60%

 

Depending on the payment card

 

Receive payments from credit cards from other countries

Payment method Interchange Fee Scheme Fee Service Fee
Mastercard accepteren 

1,54%

€ 0,077 + 0,756%

0,60%

Visa accepteren

1,50%

€ 0,1075 + 1,035%

0,60%

JCB accepteren

1,50%

€ 0,06   +   0,05%

0,60%

Union Pay accepteren 

1,50%

€ 0,01  +  0,012%

0,60%

Diners Club accepterenDiscover accepteren

1,50%

0,15%

0,60%

 

Depending on the payment card

Additional terms

Monthly Service Fee in your store, restaurant, hotel, beauty salon or other physical location € 4,95
Monthly Service Fee in your webshop € 9,95
Online reporting tool My EMS FREE
Refund debit cards Equal to transaction rate
Refund credit cards Equal to transaction rate
Minimum fee per credit card transaction € 0,35
PCI Compliance Fee € 49,95*
* Is mandatory if you accept credit cards remotely and enter the data manually on your payment terminal (e.g. hotels, car rental, florist) and if you are not yet PCI compliant. You get access to the online PCI Protection Program, which enables you to meet PCI requirements and keep your business safe. Our solution will help you go through the PCI process and support you if necessary. You must complete this program every year.

Frequently Asked Questions

How often are payments made

Payment can be made daily. If desired, payments can be made daily,

How does the application process go

Na vijf werkdagen is uw aansluiting geactiveerd.

Wat is a return payment

A return payment is a reverse transaction.

  • More conversion with all known payment methods
     
  • With My EMS insight into your turnover everywhere
     
  • Professional helpdesk
     
  • Benefit from a very stable, secure payment platform

Tailored advice

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Acceptance of payments

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