Our rates

Our rate structure consists of 3 components, the Interchange Fee, Scheme Fee and the Service Fee. We offer variable rates as standard, which means that your rates are not fixed and change regularly.

Interchange Fee

Costs that banks pay each other for the use of a debit card.

Scheme Fee

Rate for services that eg Mastercard and Visa provide when executing a transaction.

Service Fee

Costs for processing, security and reporting of the transaction.

Looking for certainty? Then choose fixed rates

The advantage is that the costs per transaction (in% and / or €) are always fixed. This offers you certainty.

View fixed rates overview

Receive payments in your store, restaurant, etc.

Receive payments from Dutch debit cards
Payment method	Interchange Fee	Scheme Fee	Service Fee
	€ 0,01	€ 0,0303 + 0,013%	0,40%
	€ 0,01	€ 0,0082 + 0,015%	0,40%
	Depending on the payment card
Payments receive debit cards from one of the SEPA countries
Payment method	Interchange Fee	Scheme Fee	Service Fee
	0,20%	€ 0,0303 + 0,013%	0,40%
	0,20%	€ 0,0082 + 0,015%	0,40%
	Depending on the payment card
Receive payments from debit cards from other countries
Payment method	Interchange Fee	Scheme Fee	Service Fee
	0,65%	€ 0,055 + 0,613%	0,40%
	0,95%	€ 0,1075 + 0,465%	0,40%
	Depending on the payment card
Receive credit card payments in your store, restaurant, etc.
Receive payments from credit cards from the Netherlands or the EU
Payment method	Rate
	1,90%
Payment method	Interchange Fee	Scheme Fee	Service Fee
	0,30%	€ 0,00312 + 0,056%	0,40%
	0,30%	€ 0,0082 + 0,035%	0,40%
	Depending on the payment card
Receive payments from credit cards from other countries
Payment method	Interchange Fee	Scheme Fee	Service Fee
	1,10%	€ 0,055 + 0,706%	0,40%
	1,10%	€ 0,1075 + 0,485%	0,40%
	1,50%	€ 0,06 + 0,05%	0,40%
	1,50%	€ 0,01 + 0,012%	0,40%
	1,50%	0,15%	0,40%
	Depending on the payment card

Receive payments in your webshop

Receive payments from Dutch debit cards
Payment method	Rate
	€ 0,25
Payment method	Interchange Fee	Scheme Fee	Service Fee
	€ 0,02	€ 0,0523 + 0,013%	0,60%
	€ 0,02	€ 0,0082 + 0,015%	0,60%
	Depending on the payment card
Payments receive debit cards from one of the SEPA countries
Payment method	Interchange Fee	Scheme Fee	Service Fee
	0,20%	€ 0,0523 + 0,38%	0,60%
	0.20%	€ 0,0168 + 0,015%	0,60%
	Depending on the payment card
Receive payments from debit cards from other countries
Payment method	Interchange Fee	Scheme Fee	Service Fee
	1,15%	€ 0,077 + 0,663%	0,60%
	1,15%	€ 0,1075 + 1,015%	0,60%
	Depending on the payment card
Receive credit card payments in your webshop
Receiving payments from credit cards from the Netherlands
Payment method	Interchange Fee	Scheme Fee	Service Fee
	0,30%	€ 0,00532 + 0,056%	0,60%
	0,30%	€ 0,0082 + 0,056%	0,60%
	Depending on the payment card
Receive payments from EU credit cards
Payment method	Interchange Fee	Scheme Fee	Service Fee
	0,30%	€ 0,0532 + 0,081%	0,60%
	0,30%	€ 0,0168 + 0,035%	0,60%
	Depending on the payment card
Receive payments from credit cards from other countries
Payment method	Interchange Fee	Scheme Fee	Service Fee
	1,54%	€ 0,077 + 0,756%	0,60%
	1,50%	€ 0,1075 + 1,035%	0,60%
	1,50%	€ 0,06 + 0,05%	0,60%
	1,50%	€ 0,01 + 0,012%	0,60%
	1,50%	0,15%	0,60%
	Depending on the payment card

Additional terms

Monthly Service Fee in your store, restaurant, hotel, beauty salon or other physical location	€ 4,95
Monthly Service Fee in your webshop	€ 9,95
Online reporting tool My EMS	FREE
Refund debit cards	Equal to transaction rate
Refund credit cards	Equal to transaction rate
Minimum fee per credit card transaction	€ 0,35
PCI Compliance Fee	€ 49,95*
* Is mandatory if you accept credit cards remotely and enter the data manually on your payment terminal (e.g. hotels, car rental, florist) and if you are not yet PCI compliant. You get access to the online PCI Protection Program, which enables you to meet PCI requirements and keep your business safe. Our solution will help you go through the PCI process and support you if necessary. You must complete this program every year.